Auto Insurance in Oklahoma

Drivers in the state of Oklahoma are required to maintain minimum auto insurance coverages for their vehicles, so turn to GEICO and discover great car insurance at an affordable premium, all with outstanding customer service from our dedicated agents. Make sure your auto policy meets or exceeds the required minimum for coverage in Oklahoma. If you’re new to the Sooner State or just looking for the best car insurance quotes, GEICO has excellent rates, and one of our professional agents will work with you to help ensure you’re properly protected. Check out competitive Oklahoma car insurance rates by getting a free quote with GEICO.

Oklahoma License Information

Transfer another state driver’s license to Oklahoma

Upon establishing residence, new residents who own vehicles that are in Oklahoma are required to register all of their vehicles in Oklahoma before they apply for an Oklahoma driver’s license.

Upon the completion of registering your vehicle, and if your license from another state is valid, take it along with an acceptable second form of identification to a Driver Examiner. The written and driving test may be waived if department standards are met. If you possess an out-of-country license, contact a Driver Examiner to find out if the tests can be waived. Even if your written and driving tests are waived, you will still be required to take a vision test.

Registering Your Car in Oklahoma

Before you visit the Oklahoma Department of Motor Vehicles (DMV) to register your car, you will first need to have proof that you have current auto insurance. You’ll also need to bring your vehicle title and other personal identification documents. If you’ve just moved to Oklahoma, be sure to inform GEICO of your new address and we’ll send you Oklahoma proof of insurance cards to match. After you finish registering at the DMV, you have 30 days to take the car to the nearest Oklahoma Department of Public Safety (DPS) or Oklahoma Tax Commission (OTC) location to see a tag agent who will visually inspect the vehicle to confirm the Vehicle Identification Number (VIN) and odometer reading.

Required Minimum Oklahoma Car Insurance Coverage

Residents need to make sure that they meet the minimum legal requirements for auto insurance coverage in the state of Oklahoma.

The minimum legal Oklahoma car insurance coverage is:

• Bodily injury liability coverage: $25,000 per person and $50,000 per accident
• Property damage liability coverage: $25,000
• Uninsured motorist bodily injury coverage: $25,000 per person and $50,000 per accident*

* These coverages may be rejected.

Teen Drivers in Oklahoma

Oklahoma teens looking to get their driver’s license should become familiar with Oklahoma’s teen driving laws. To receive a learner’s permit, a teen driver must be at least 15 ½ years old, complete a written exam, and show proof of enrollment in a driver education program (driver education is only required if under age 16). After six months, the driver becomes eligible for a restricted license, which means the teen cannot drive between 10:00 PM and 5:00 AM. The teen can also only drive with one passenger who must be at least 21 years old, unless the passengers are family members. All restrictions are lifted after six more months of driving at a minimum age of 16 years, 6 months (or age 17 without driver education courses).